CashTraka for Business

Every sale tracked. Every debt chased. Every receipt sent.

Built for small businesses in Nigeria — shops, food vendors, tailors, salons, services. Log sales in seconds, verify transfers with your bank alert, issue professional invoices, and chase debt on WhatsApp.

Set up in under 5 minutes · No card required · Works on any phone

9:41CashTraka
Hello, Ada 👋
Your money today
Received
₦28,500
Owed
₦27,500
Amaka Nwosu
Paid · just now
₦8,500
Chidi Okafor
Owes · 2 days
₦7,500
Tolu Bello
Reminder sent
WhatsApp
You recovered ₦12,000 this week

Trusted by Nigerian businesses selling every day

Beauty sellersFashion storesResellersSkincare brandsFood vendorsThrift shopsPerfume sellersTailorsDelivery servicesPhone repair shopsSmall business owners
The problem

Running a small business on WhatsApp alone leaks money

It's not that you don't work hard. It's that messages, screenshots, and scattered notes can't tell you what's really happening in your business.

"I have paid" screenshots that aren't real

You deliver the goods, then the bank alert never comes. Fake screenshots have cost Nigerian sellers millions.

Orders buried in 200 WhatsApp chats

By 3pm today you've already forgotten what yesterday's customer ordered. Stuff slips. Money slips.

"I'll pay tomorrow" — for three weeks

Small debts pile up because you forget to follow up. You carry the loss, not them.

Repeat customers quietly leave

You never reached back out. They found someone who did.

What's inside

The full operating system for a Nigerian small business

Built mobile-first, in plain Naira, for the way you actually work.

Bank-alert verification

Paste your real bank SMS or email. CashTraka reads the amount, sender and reference from YOUR bank — not a screenshot. Fake receipts don't pass.

Invoices & receipts

Create a professional invoice on WhatsApp in 20 seconds. Every payment auto-generates a shareable receipt and downloadable PDF.

Track every sale

Cash or transfer, paid or pending — logged in seconds. Totals update live. Filter by what you're still waiting on.

Debt tracker with WhatsApp chase

One list of everyone who owes you, with a one-tap prefilled WhatsApp reminder next to every name.

Product catalog + live inventory

Add your products once. Stock updates automatically on every sale. Low-stock alerts before you run out.

Staff, attendance & payroll

Add your team with their pay type (salary, daily, per-task). Mark attendance, log advances, and CashTraka tracks what you still owe each staff.

Expenses & real profit

Log business and personal expenses separately. See real monthly profit — not just revenue.

Re-engage quiet customers

One tap to restart a conversation with someone who hasn't bought in a while. Your customer list builds itself.

How it works

Simple. Fast. Works from day one.

1

Log a sale or debt

Takes under 10 seconds. Customer saved automatically.

2

Verify with your bank alert

Paste the SMS. CashTraka confirms. No more fake screenshots.

3

Send receipts, chase debts

Auto-generated receipts. One-tap WhatsApp reminders.

Pricing

Simple pricing that pays for itself

If CashTraka helps you stop one fake-screenshot fraud or recover one forgotten debt, it has already paid for itself.

Free

Start here

Test the waters. Track what matters.

₦0/month
  • Up to 50 payments / month
  • Up to 20 active debts
  • Up to 50 customers
  • Bank-alert payment verification
  • WhatsApp follow-ups
  • 3 saved message templates

Business

Most popular

The full business OS for serious sellers.

₦4,500/month
  • Unlimited payments, debts, customers
  • Bank-alert payment verification
  • Professional invoices & auto receipts
  • Product catalog + live inventory
  • Expenses & real profit reports
  • Team (up to 3) + attendance & payroll
  • Tasks & checklists
  • CSV export

Business Plus

Scale without limits.

₦6,800/month
  • Everything in Business
  • Unlimited team members
  • Custom receipt branding
  • Priority WhatsApp support
  • Priority feature updates

All plans include WhatsApp support · No credit card required for Free · Cancel anytime

FAQ

Frequently asked questions

How does bank-alert verification actually work?
When a customer claims they paid, you paste your real bank SMS or email into CashTraka. The system reads the amount, sender and reference from YOUR bank — not a screenshot. Fakes cannot pass.
Do I need to change how I sell on WhatsApp?
No. Keep selling exactly how you do today. CashTraka sits on top of your workflow to give you structure, receipts, and records.
Does this work on my phone?
Yes. Built mobile-first. Works on any Android or iPhone in your browser — no app store install needed.
Can my staff use it too?
Yes. Add your team, assign roles (cashier, manager, viewer), mark attendance and track salary and advances. Staff get a limited view of only what they need.
Can I export my data?
Yes. Payments, debts, customers, expenses — all exportable to CSV with one tap.

You already have the customers. Now stop losing money from them.

Free to start. Paid plans start at ₦4,500/month.